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The answer is, of course, it depends. It depends on several factors including: What is the interest rate? How often is the interest calculated and paid during the period? Obviously the higher the interest rate, the better. Even small differences result in large amounts of money over long periods of time.
Compound interest works it’s magic best over long periods of time. I’ll give a couple of examples using different periods of time. How often is the interest calculated and paid? Is the money compounded yearly, quarterly, monthly, or daily? For our example we’ll assume the money is compounded monthly. So, it doesn’t take long for the money to really add up.
You can use a compound interest calculator to experiment with different interest rates, periods of time, and compounding periods. How much interest do you earn on one million dollars? If you really want to know how much interest one million can make then stop all the talk and do something. Just send me one million dollars and I will invest it. As others have said, tax is a critical issue here. It’s much more efficient to put a million pounds into stocks, where there’s no higher rate tax to pay. As I say, your US readers will need to look into the equivalent tax bands over there.